Over
R$ 1,3 bi
in corporate plan funds
Over
100
companies advised for plan
review and implementation
Over
10
migrations from closed
to open Pension plans
Over
30
thousand employees
participating in the plans
Over
30
years of experience
of partners in Pension
About
We are committed to clients, only. SD3 is the only consultancy firm specialized in the Corporate Private Pension Plan sector in Brazil that operates independently, without any links to market agents, enabling the development of the best solution for our clients with total exemption.
With a high level of technical qualification and more than 30 years of experience of its partners in Insurance and Pensions, recognized by the market, SD3 is committed to meeting the client’s objectives and providing the best guidance to Participants in planning their retirement.
SD3’s consultancy is flexible, customized and impartial, with private pension projects developed in full compliance with the legislation in force, in line with the risk profile, culture and strategy of each company, fully complying with the objectives determined by compensation and benefits policies.
Our clients include medium and large national and multinational companies in the segments of Civil Construction, Highway Concession, Metallurgy, Industrial, Healthcare, Finance, Engineering, Information Technology, Pulp and Paper, Oil and Gas, Food, among others.
CONTACT USWhy hire SD3
Maximization of results through technical and impartial opinion, reducing costs and increasing the efficiency of the compensation and benefits policy
Correct application of the principles and fundamentals necessary for the optimization of resources, improvement of returns and effectiveness of a Private Pension Plan project
Technical dialog with the Operator, on behalf of the client, filtering problems and protecting them from risks, hidden costs and inconsistent rules
Definition of client and participant objectives for correct alignment with the Pension Plan
Education of participants (employees) on Pension Plans, facilitating the understanding of the concepts and value of the benefit
Who we are
SD3 is built on the experience of those who contributed to the development of the Private Pension sector in Brazil.
José Guilherme
Simonetti
Consulting Partner
Célia
Souza e Silva
Consulting Partner
Mauricio
Vale
Consulting Partner
Marcos Aurélio
Araújo Pereira
Consulting Partner
Services
Given the particularities and possibilities of maximizing results in a Private Pension Plan project, the support of an external and independent team is essential.
SD3 will support the Private Pension scheme, adjusting it to the objectives of each company, applying all the fundamentals and principles to achieve its objectives.
With the unrestricted application of the Best Execution concept, SD3 offers a complete range of services to meet the needs of our clients:
Development of a
new Pension Scheme
Development of projects for the implementation of a Private Pension Plan according to the HR strategy and compensation and benefits policies.
Request for proposal
development
Opening of bidding process in the supplementary pension market to evaluate technical, financial and commercial aspects of the Pension Operators’ proposals.
Assessment of
Legal Procedures
Guarantee of contracts and documentation of the Private Pension Plan faithful to the contracted benefits, bringing legal security to the client and participants.
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Implementation of a
pension program
Development of exhibition material, holding lectures and customer service shifts in order to guide employees to make assertive choices about the Pension Plan.
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Management Process
Maintenance
Management of the Operational Process of the Private Pension Plan, combining good retirement planning and tax efficiency to bring security to participants.
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Coordination in the migration
of a Private Pension Plan
Validation and monitoring of all stages of the Private Pension Plan migration project, strictly complying with the current regulations.
Adaptation of Private Pension Plan according to the Estate Pension reform
Review of the Private Pension Plan, in order to adopt rules that are more compatible with the impacts and demands brought about by the Estate Pension reform.
Review of the current
Pension Scheme
Review of the existing Private Pension Plan, seeking alignment with any changes in the HR strategy, applying the most modern and best market practices.
Audit of Contracts,
Processes and Vesting
Audit of Contracts, Processes and Vesting to identify irregularities and optimize the Private Pension Plan.